welcome to FY 2018-19 and other updates
As we step into a new financial year, I wish you a very happy and prosperous financial year. I would like to inform the recent changes in the mutual fund industry. Due to SEBI guidelines on scheme classification you will see changes in the names of some funds you hold. For the funds I’ve recommended, […]
Basics of debt and its importance in one’s portfolio
Basics of debt and its importance in one’s portfolio Team FMIM March 15, 2018 Uncategorized Last month i sent information on debt funds because of rising yields. The appended writeup gives a basic understanding about working of debt fund and its importance in one’s portfolio. What is Debt:An amount of money borrowed and owed by […]
BRIEF NOTE ON VARIOUS DEBT FUND OPTIONS FOR INVESTING:
Liquid Funds: It invests in securities like Treasury Bills issued by RBI, Certificate of Deposits by banks, etc. They invest in securities whose maturity is less than 91 days. Hence they are less risky instruments in short term when compared to short term funds. Ultra short-term funds: is an another category whose average maturity is higher […]
Points to Ponder
Points to Ponder Team FMIM February 4, 2023 Uncategorized As Einstein says source of knowledge is experience. It would be wiser to learn things from other people’s experience. Hence I’m appending the quotes said by great personalities out of their experiences through regularly subjected title Points to Ponder Points to Ponder: 1. The discipline which […]
Practical Insights
Practical Insights Team FMIM February 8, 2018 Uncategorized In my last couple of recent mails, I mentioned to follow Asset Allocation, not get swayed by rising markets and not to commit big money and chase markets, particularly mid and small cap space at any price. Now in the current backdrop I would like to bring […]
Update on debt funds
Update on debt funds Team FMIM February 8, 2018 Uncategorized I would like to update some key information with regard to debt funds. The reason to write is just keep you updated. We had invested in various kind of debt funds like liquid, short term, credit opportunities dynamic etc. The short term volatility will be […]
Imp update on ltcg
Imp update on ltcg Team FMIM February 2, 2018 Uncategorized I would like to update on the yesterday’s important announcement in the budget with regard to personal finance. Long Term Capital Gain Tax (LTCG) is Back: After 2005, again in the yesterday’s budget govt reintroduced the LTCG Tax. Since almost 13 years there was no […]
Points and Quotes to Ponder
Points and Quotes to Ponder Team FMIM January 25, 2018 Uncategorized I continuation to previous mails on the subjected topic i would like to add the below. Read and re-read for better understanding. Hope it helps in behavioural aspect in your investing journey. 1.If you want to be a better long-term investor, get rid of […]
Practical Insights
Practical Insights Team FMIM January 16, 2018 Uncategorized In the current market scenario i would like to re-emphasize on some practical insights for your reference to be a better and successful investor. Follow Asset Allocation religiously. Invest based on your goals and requirements. In a rising market people tempted to change the allocation towards risky […]
Wish You Happy New Year 2018
Wish You Happy New Year 2018 Team FMIM December 28, 2017 Uncategorized At the outset I wish you and your family members a very Happy, Healthy, Peaceful and Fulfilling 2018. Since couple of years I had been writing and trying to give relevant information with regard to investing and other behavioral aspects needed to be […]