In continuation to my earlier mails on the subject Points to Ponder I would like to add few more quotes and points. Hope this small initiative will add value in your decision making process in investing and in other activities.

1. “Poor investors seek the highest possible returns, while great investors seek the highest probability of good returns- Frank L Netti

2. “By law you have the right, by nature you have a duty, and to your family you have an obligation, to be a good steward of all your assets- Frank L netti

3. Concentration is for building wealth. Diversification is for preserving wealth-Buffet.

4. “Even the intelligent investor is likely to need considerable willpower to keep from following the CROWD”-Benjamin Graham ( The teacher of Buffet)

5. “The Essence of Investment Management is the management of Risks, not the Management of Returns – Benjamin Graham”

6. Investing is a popularity contest, and the most dangerous thing is to buy something at the peak of its popularity-Howard Mark

7. “I have but one lamp by which my feet are guided and that is the lamp of experience.”– Patrick Henry

8. The fundamentals are ignored until the price of asset is rising.

9. The biggest mistake in investing is believing the last 3 years is representative of what the next 3 years is going to be like.-Ray Dalio

10. Always keep a check on your emotions while investing, as they are subject to behavior risk.

11. Aristotle said “We are what we repeatedly do. “. This is so true even for wealth creation by spending less and saving more, doing good work in professional and personal life.

12. A wise man makes his own decisions. An ignorant man follows public opinion-Anonymous

13. Patience, Discipline, Long Term horizon are the three qualities of a successful investor.

14. In a rising market, enough of your bad ideas will pay off so that you’ll never learn that you should have fewer ideas.”- Daniel Kahneman

15. “Investment advice is about having good counsel, only a fool thinks it’s about picking a lineup of ETFs (Funds).”- Joshua Brown.